Federal legislation currently under consideration in Congress seeks to bolster protections for owners of securities, digital assets, and investment accounts that are not subject to ERISA. The Safeguarding Americans’ Fairly Earned Retirement Act of 2026 (SAFER Act), introduced on April 16, 2026, includes provisions that would minimize premature escheatment of Read more
For many pension plans, annual proof-of-life campaigns are more important than ever under SECURE 2.0. While recovering overpayments has become less burdensome, the financial risk of undetected overpayments remains significant. In today’s environment of increasing cyber fraud and identity theft, establishing a regular process to verify retiree status is a Read more
With the end of the calendar year rapidly approaching, retirement plan sponsors with calendar plan years must prepare for important annual tasks. The upcoming timeline includes: December 31: the plan year wraps up. The year-end Benefits Committee meeting: the Committee carries out its fiduciary responsibilities by reviewing plan amendments, activities, Read more
With employer-funded pension plans largely becoming a relic of decades past, today’s more common defined contribution plans (e.g., 401(k) plans) are largely fueled by employee contributions. Unfortunately, left to their own devices, employees who qualify for such plans often fail to enroll. Even with the initial “protections” set up for Read more
In addition to the many advantages of investing in a tax-deferred retirement plan or an Individual Retirement Account (IRA) , there are several important rules to follow, especially as you enter into retirement. Failing to adhere to these rules can be costly for both participants and plan sponsors and it Read more
Death‑related dormancy triggers have re‑emerged as one of the most significant developments in unclaimed property compliance. States increasingly view deceased‑owner accounts as a category where traditional inactivity rules fail to surface property in a timely manner. States see this as a “clean‑up” opportunity because property registered to deceased owners may Read more
Terminating a 401(k) plan affects current and former employees, who are understandably concerned about the stability of their retirement funds. It also affects the employer sponsoring the plan, as terminating a plan presents significant challenges. The decision should not be taken lightly, but a plan termination may be prudent or Read more
We are looking forward to connecting with you at the 2026 Annual Employee Benefits Conference from October 25 – 28 in New Orleans, Louisiana! Connect with MarketSphere’s Retirement Reunification team to to provide solutions to issues facing you and your plan! Register early to lock in discounted pricing!
Join MarketSphere’s Retirement Reunification Team from May 4 – 6, in St. Louis, Missouri, for the 2026 Annual PSCA Conference! Master steering your company’s retirement plans for success and enhance your retirement strategy’s effectiveness!
Join MarketSphere’s Retirement Reunification Team in Hollywood, Florida, for the 2026 Annual NCCMP Conference from March 28 – April 1! Hear from our industry experts, connect with friends and colleagues, and explore the important issues shaping the future of our funds. Register for the Conference today!